Easy payment plans with affirm
Pay over time
We all love a new bike day, which is why we're excited to offer payment options with Affirm. Say yes with confidence—knowing you’ll never pay late or hidden fees.
Pay in 4 interest-free
The simplest option for purchases where you only need a little time to pay.
For example, an $800 purchase could be split into 4 interest-free payments of $200 every 2 weeks.
3, 6, 12-month plans
Get more time to pay with monthly options. Your payments stay consistent, and you’ll see any interest up front.
For example, an $800 purchase might cost $72.21/mo over 12 months at 15% APR.
It’s easy to pay over time with Affirm
How Affirm Works
1. Fill your cart
Add bikes, parts, and gear — when you’re ready, select Affirm at checkout.
2. Choose how to pay
Pick the plan that fits your budget — “Pay in 4” or a monthly installment option.
3. Pay over time
Make payments at affirm.com or in the Affirm app. You’ll also get reminders by text and email.
Buy with confidence
When you pay with Affirm, you always know exactly what you'll owe and when
you'll be done paying. You’ll never pay late fees or hidden fees of any kind.
Transparent
You’ll never pay late fees, hidden fees, or annual fees. And never any compound interest, either.
Flexible
You choose the payment schedule that works best for you.
Fair
Affirm doesn’t charge late fees or hidden fees of any kind, ever.
FAQ
Yes, there’s no penalty for paying early.
You can make or schedule payments at affirm.com or in the Affirm app for iOS or
Android. Affirm will send you email and text reminders before paymentsare due.
Yes, you can return an item you bought with Affirm by initiating the return here.
No, your credit won't be affected when you create an Affirm account or check
your eligibility (including checking your pre qualification eligibility). When you
apply for or check to see if you prequalify for Affirm financing, it's considered a
soft inquiry, which does not affect your credit. If you decide to pay with
installments through Affirm, your payment plan and repayment activity may be
reported to credit bureaus. You can find more information on Affirm's Help
Center.
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This
helps Affirm verify it’s really you who is creating your account and signing in.
You can visit their website at affirm.com.
*Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.
