Ride now, pay later

Mountain Bike Financing

We all love a new bike day, and getting there should be easy. That’s why we offer flexible financing for bikes, parts, and gear so you can ride now and pay over time.


No-interest promotional financing

  • No interest if paid in full within 6, 9, or 12 months*
  • Credit approval required

To see if you prequalify, apply, or learn more, use the link below.

Learn more

Pay over time with Shop Pay Installments

  • Pay in 4 interest-free payments on eligible purchases**
  • Pay monthly (3, 6, or 12 months) on eligible purchases**
  • Rates from 0–36% APR**

Select Shop Pay at checkout to see the plans available for your order.

Learn more

Make easy monthly payments

  • 12, 18, or 24-month terms***
  • Rates from 10-36% APR***

Select Affirm at checkout to see your options.

Learn more

Spend wisely. Ride confidently.

Responsible Financing

We love helping riders get on the trail sooner, but we also want you to feel good about how you pay. Take time to review your payment terms, understand your schedule, and choose a plan that feels comfortable for your budget. Thoughtful financing makes every new bike day even better.

Synchrony
*Qualifying purchases must be on one receipt. No interest will be charged on the promo purchase if you pay it off, in full, within the promo period which may be 6, 9, or 12 months. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Purchase APR is 34.99%. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

Shop Pay Intallments
**Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners:
affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: affirm.com/licenses.

Affirm
***Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners:
affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.