Buy now, pay over time
Easy Monthly Financing
We all love a new bike day, which is why we're proud to offer more ways to pay. Get what you want in an easy monthly payment plan when you check out with Synchrony.
6, 9, 12-month offers
Get more time to pay with monthly options. Promotional no-interest financing offers available at the time of purchase based on order value.
- 6 Months: Min Order $1
- 9 Months: Min Order $999
- 12 Months: Min Order $2999
It’s easy to pay over time with Synchrony
How Synchrony Works
1. Fill your cart
Add bikes, parts, and gear — when you’re ready, select Synchrony Financing at checkout.
2. See payment offers
See a preview of monthly payment offers.
3. Prequalify and Accept Offer
Fill in your information to see if you're preprequalified with no impact to your credit score.*
Big adventure starts here
From sporting goods stores to bike shops to game day outfitters and more, the Synchrony Sport credit card helps unlock the outdoors with convenient monthly payments and exclusive offers.
Safe and secure
With $0 fraud liability and
no annual fee.**
Special financing
Promotional financing offers available at the time of purchase may vary by location. See a store that accepts the card for details.***
Accepted by many sporting good dealers
To help you purchase new sporting goods equipment, products, and accessories.
FAQ
- No annual fee**
- Safe and Secure with $0 fraud liability
- Ability to request a credit limit increase****
- Convenient monthly payments
- 24/7 secure account access
- Customizable account alerts
To change your address, address, phone number, or personal information on your account, please visit www.synchrony.com.
Synchrony Sport credit cardholders can manage their account online by signing in to chat with us (chat is unavailable in Internet Explorer) if you need additional account assistance. You may also call 1-866-396-8254 to speak to a customer service representative.
You can schedule up to 12 future payments, including the date you want the payment to post to your account and the amount. You can also vary the amount, date and payment source for each payment.
*If you are prequalified and accept the offer, it may impact your credit score.
**New Accounts as of 07/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms.
***Subject to credit approval
****You may be required to provide your annual net income if we do not have your recent information on file. Your income will be used as a factor to determine eligibility for a credit line increase
Qualifying purchases must be on one receipt. No interest will be charged on the promo purchase if you pay it off, in full, within the promo period which may be 6, 9, or 12 months. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Purchase APR is 34.99%. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
